Bank Clerk – Job Profile, Career Scope, Recruitment, Salary
Every day there are more than 1000 people searching for information regarding bank clerk jobs. Though the job of a bank clerk seems to be easy, however, getting the job is not that easy. A person has to give an exam to qualify himself to become a bank clerk.
In this article, we are sharing all information regarding the job of a bank clerk. So if you are interested in knowing more, please keep reading!
Job profile:
A bank clerk plays a very significant role in the smooth functioning of the bank. He or she maintains all the records of activities which are taking place every day in the bank in a systematic manner. Depending upon the area of interest, a clerk is given various tasks which he or she needs to execute every day. In a bank, there are different types of clerks, for instance, loan clerk, interest clerk, security clerk, exchange clerk, etc.
A person who works as a statement clerk is required to maintain balance sheets in a systematic manner after a regular time period. The task of the loan clerk is to maintain all the information regarding the loans. However, the task of the security clerk is to deal with all the investments and stock details of the bank.
A person who was as an interest clerk maintains all the records of the interest which the bank has to pay to its customers and the interest which the bank has earned.
A person who wants to become a bank clerk should have a good grip on a mathematical calculation, computer skills, should be able to give attention to every minute details and at the same time should be very honest and trustworthy.
Recruitment Process of a Bank Clerk in Private Banks and in Government Banks:
To become a bank clerk of a private bank one has to clear IBPS Examination. IBPS is a common written exam and the total marks of the examination as 200. The paper is divided into 5 sections: General awareness, quantitative aptitude, reasoning, English language and computer knowledge. The marks distribution of each section is 40 and all the questions are in multiple-choice form.
However, a person who wants to work as a clerk in a government bank should clear SBI clerk entrance examination. This examination is divided into 2 parts: the preliminary examination and mains. In order to become a bank clerk, one has to clear both the examinations. Once a person has cleared both examinations, merit list will be prepared based on the marks obtained by the candidates. Candidates whose names are mentioned on the merit list are eligible to become a bank clerk.
How to Prepare for Bank Clerk Job:
One who is willing to become a bank clerk should have completed graduation from any recognised college and also be proficient in the regional language. Apart from this, a candidate should prepare himself or herself for the examination by practising quantitative aptitude, reasoning, English-language and current affairs.
Also see Bank Clerical Exam Preparation
For current affairs and general knowledge, the newspaper is a great source and for the other sections of the examination, one can practice from books and other sources like internet. It is also very important for an individual to know the latest syllabus and the tricks needed to solve different kinds of questions with ease.
Salary of Bank Clerk:
The basic salary of a bank clerk is around Rs 11000, however, apart from the basic salary bank clerk also gets different allowances. All the allowances are added to basic salary, total salary amount to somewhere near 20,000 per month.
A bank clerk is one of the best jobs in the country and every year almost all private as well as government banks recruit a massive amount of employees to work in the clerical positions. With the increase in the number of customers of every Bank, the need for clerks has increased.
Author: Simli Chatterjee
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